Funeral Plans

Absolute Advantage Funeral Plan

The Absolute Advantage Funeral Plan enables you to do your financial planning from the comfort and privacy of your home and includes much more than just funeral benefits. We believe that the benefits of any policy should begin before you pass away.

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Age

Choose plan

Sum assured

Age

Choose plan

Sum assured

R5000 R22500 R40000 R57500 R75000
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We have two Absolute Advantage options with unique benefits to suit your needs. Both plans can be taken out immediately over the phone.

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Singles Plan

Family Plan

Cover amount

R75 000

R75 000

Lives covered

main life insured

main life insured, his or her spouse and up to 5 children

Extended family members

May be added to the funeral plan up to the age of 79

additional premium

additional premium

Waiting period for natural death

yes, 6 months from the policy’s acceptance date

yes, 6 months from the policy’s acceptance date

Waiting period for accidental death

immediate cover

immediate cover

Instant accidental death cover until the policy starts

yes – R5 000

yes – R5 000

Premium increase

yes – premiums (10%) and benefits (6%) every year

yes – premiums (10%) and benefits (6%) every year

Family income benefit

Income for your family for 6 months after your death

additional premium

additional premium

Memorial benefit

paid out 5 or 11 months after the death of a life insured

additional premium

additional premium

Double pay-out on accidental death

additional premium

additional premium

Guaranteed cash back

Receive money every 4 years even if you claim

additional premium

additional premium

Premium Waiver

Guaranteed insurance for your family, without them having to pay any premiums after your death

additional premium

additional premium

Premium Waiver – retrenchment

Guaranteed insurance for you and your family, without paying any premiums for up to 6 months if you get retrenched from your job.

additional premium

additional premium

Assupol On-Call

HIV/Aids assistance
Information about medical matters and General telephonic medical assistance – by a qualified nursing sister.
Ambulance and other transport in a life-threatening medical emergency.
Admission fee to a medical facility.
Transport of the deceased and family members.
Other benefits if the life insured dies.
Trauma counselling
Tutor assistance to children
Information about financial matters.
instantDiscounts™ – if the life insured dies.
Discount on funerals

additional premium

additional premium

On-Call Plus

This benefit pays out on the death of a life insured and can be spent in any combination on instantGroceries®, electricity, transport and airtime.
Valid instantGroceries® claims are paid in minutes after a claim has been registered, and can be spent at participating shops countrywide – this includes Checkers, Pick n Pay and Shoprite.
Real convenience in a time of need.

additional premium

additional premium

Health+

This benefit provides cover for non-medical expenses as a result of hospitalisation.
It pays out after three or more consecutive nights in hospital.

additional premium

additional premium

We have two Absolute Advantage options with unique benefits to suit your needs. Both plans can be taken out immediately over the phone.

Our paid-up benefit is automatically included at no additional cost if the main life insured is younger than 55 years at the start of the policy. This feature means that premiums will no longer be payable after the main life insured’s 65th birthday, while all benefits will remain in force.

Important

  • Benefits are provided for life and will not cease once you turn 65,
    retire or leave your present employment.
  • Instant accidental death cover is provided until your policy starts.



    Please note that contract provisions apply to all policies.

More Funeral Plan options

<p>Excellence Family Funeral Plan</p>

Face-to-face

Excellence Family Funeral Plan

Comprehensive funeral cover solution offered by our face-to-face intermediaries

<p>Buy funeral cover online</p>

Buy funeral cover online

Buy funeral cover online

Planning ahead makes a difference. Cover yourself and your family within minutes from your mobile phone, tablet or computer.

<p>Government Grant</p>

Pensioner funeral plan

Government Grant

Funeral cover for government grant recipients.